1. Introduction

MKK Financial (“we,” “our,” “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, store, and safeguard your data when you interact with our services.

2. Information We Collect

We collect the following types of personal data:

🔹 Personal Identification Information

Full name

Email address

Phone number

Mailing address

Date of birth

Social Security number (only when necessary for credit repair)

🔹 Financial Information

Credit reports and scoresIncome details (if voluntarily provided)

Bank or debt information for coaching purposes

🔹 Website Usage Information

IP addressBrowser type

Device information

Pages visited on our site

Time spent on site

3. How We Use Your Information

We use your data to:

Provide credit repair and financial coaching services

Customize your service plan and coaching sessions

Process payments and maintain account records

Send updates, reminders, or educational content

Improve our website and service experience

Comply with legal and regulatory obligations

4. How We Share Your Information

We

do not sell, rent, or trade

your personal information.

We may share data with:

Credit bureaus or creditors (with your authorization)

Payment processors (e.g., Stripe)

Service providers under contract (e.g., CRM or scheduling tools)

Legal authorities if required by law

5. Your Privacy Rights

Depending on your location (California, EU, etc.), you may have rights to:

Access or request a copy of your data

Correct or delete inaccurate information

Withdraw consent at any time

Opt out of marketing communications

To request access, email us at:

[email protected]

6. Data Security

We use encrypted tools and secure servers to store and transmit data. Access to sensitive data is restricted to authorized personnel only. While we use best practices, no system is 100% secure, so we encourage responsible data sharing.

7. Cookies and Tracking

Our site uses cookies and similar technologies to enhance user experience and monitor site traffic. You can control cookie settings in your browser.

8. Third-Party Links

Our website may contain links to third-party tools or partners. We are not responsible for the privacy practices or content of those sites.

9. Children’s Privacy

We do not knowingly collect personal information from anyone under the age of 18. If we become aware that data was collected from a minor, we will delete it immediately.

10. Policy Updates

This policy may be updated from time to time. Changes will be posted on our site with an updated effective date.